Start with your state
Local and regional lenders get their own state page. Big national lenders have one shared list.
20
Arizona lenders
Hard money, fix and flip and DSCR lenders that serve Arizona.
See Arizona →8
Tennessee lenders
Lenders that serve Tennessee, mostly hard money and fix and flip.
See Tennessee →37
Nationwide lenders
Lenders that work in more than 10 states, with the states they skip.
See nationwide →19
More states
Other states where we track at least one regional lender.
Pick a state →Or start with a city
27
Phoenix area
Lenders with an office in Maricopa or Pinal County, or that name a city there.
See Phoenix →12
Scottsdale
Lenders with a Scottsdale office or a Scottsdale page.
See Scottsdale →5
Nashville area
Lenders with an office in the Nashville metro, or that name a city there.
See Nashville →4
Memphis area
Lenders with an office in the Memphis area, or that name it.
See Memphis →How we sort lenders by state: a lender shows on a state page if it works in 10 or fewer states including that one, or is based there and doesn’t publish a state list; everyone bigger is on the nationwide list.
Or by loan type
All 74 lenders
Sorted A to Z. Nobody pays for position. Tap a lender for every program, source link and date.
74 lendersPlus nationwide lenders that work in more than 10 states.
| Lender | Loan types | Min credit score | Max purchase LTV | Loan size | Where they lend |
|---|---|---|---|---|---|
| 42 Solutions | Fix and flipBridgeHard money | Not published | Not published | $100K to $2.5M | Based in AZNo state list published, so listed in its home state |
| 5th Street Capital | DSCR rental | 660 | 85% | $250K to $3.5M | Nationwide27 states published |
| A&D Mortgage | DSCR rental | Not published | Not published | Up to $3M | Nationwide49 states published |
| ABC Grand Inc. | DSCR rentalFix and flipBridge | 640as of Sep 1, 2026 | 75%as of Oct 5, 2026 | $25K to $750Kas of Sep 1, 2026 | NationwideSays “Direct lender, nationwide programs” |
| Active Funding Group | Hard money | Not published | Not published | Up to $10M | AZ onlyLender’s website lists 1 state |
| Anchor Loans | Fix and flipBridge | Not published | Not published | Not published | Nationwide48 states published |
| Angel Oak Mortgage Solutions | DSCR rental | 680 | 85% | $100K to $3M | Based in GANo state list published, so listed in its home state |
| Approach Lending | Fix and flipBridgeHard money | Not published | Not published | From $50K | Based in TNNo state list published, so listed in its home state |
| Archwest Capital | Fix and flipBridge | 680 | 80% | $150K to $5M | NationwideSays “A nationwide lender with limited restrictions and licenses pending in ” |
| ARV Fund | Fix and flipHard money | Not published | 80% | Not published | Based in AZNo state list published, so listed in its home state |
| Avalon Capital | Fix and flipBridgeHard moneyGround-up | Not published | Not published | Not published | Based in TNNo state list published, so listed in its home state |
| B.E. Lending | Fix and flipBridgeHard money | Not published | Not published | Not published | Based in AZNo state list published, so listed in its home state |
| BridgePoint (bplending.com) | DSCR rentalFix and flipBridge | Not published | Not published | Not published | Nationwide44 states + DC published |
| Builders Capital | Bridge | Not published | Not published | Not published | Nationwide44 states published |
| Cactus Capital | DSCR rentalFix and flipBridgeGround-up | Not published | Not published | Not published | NationwideSays “Do you lend outside Arizona? Yes. Nationwide. Phoenix is home base.” |
| Capital Fund 1 | DSCR rentalFix and flipBridgeHard money | 620 | 80% | $100K to $3M | AZ onlyLender’s website lists 1 state |
| Capital Funding Financial | DSCR rentalFix and flipBridgeHard money | 660 | 80% | $200K to $10M | NationwideSays “A nationwide, direct private money lender” |
| Center Street Lending | Fix and flipBridge | 650 | 80% | $200K to $10M | Nationwide42 states published |
| Civic Financial Services | DSCR rentalFix and flipBridge | 660 | 80% | $50K to $3M | Nationwide47 states + DC published |
| Clear Mortgage | Fix and flipBridgeHard moneyGround-up | Not published | Not published | Not published | 2 statesAZ, UT |
| Cogo Capital | Fix and flipHard moneyDSCR rental | 600 | 80% | $50K to $3M | NationwideSays “Support in nearly all 50 states” |
| Colonial Capital | BridgeHard money | Not published | Not published | Up to $19M | Based in AZNo state list published, so listed in its home state |
| CoreLend Financial | DSCR rentalFix and flipBridgeHard moneyGround-up | 660 | 80% | From $75K | Based in TNNo state list published, so listed in its home state |
| CoreVest Finance | DSCR rentalFix and flipBridge | Not published | 80% | From $75K | Nationwide47 states published |
| CV3 Financial | DSCR rentalFix and flipBridge | Not published | 80% | $75K to $5M | Nationwide47 states + DC published |
| Defy Mortgage | DSCR rental | 640 | 85% | Not published | Nationwide39 states + DC published |
| Dominion Financial Services | DSCR rentalBridge | 640 | 80% | Not published | NationwideAll 50 states + DC published |
| Easy Street Capital | DSCR rentalFix and flipBridge | 600 | Not published | $75K to $5M | Nationwide48 states published |
| Express Capital Financing | DSCR rentalFix and flip | 600 | 85% | $50K to $3M | NationwideSays “A direct nationwide hard money lender” |
| FlipFast Loans LLC | Fix and flipBridge | Not published | Not published | Not published | Based in AZNo state list published, so listed in its home state |
| Get Brick Capital | DSCR rental | 660 | 85% | $75K to $10M | NationwideAll 50 states published |
| Griffin Funding | DSCR rental | 620 | 85% | $100K to $4.5M | NationwideAll 50 states + DC published |
| Hanson Capital Lending | Fix and flipBridgeHard moneyGround-up | Not published | 80% | From $50K | 4 statesAZ, CA, CO, TX |
| Hard Money Bankers | Fix and flipBridgeHard money | Not published | Not published | Not published | 6 statesDC, DE, MD, NC, NJ, PA, VA |
| HD Lending | Fix and flipBridgeHard money | Not published | Not published | From $10K | Based in AZNo state list published, so listed in its home state |
| Hilton Financial Corporation | Fix and flipBridgeHard money | Not published | 69%as of Oct 13, 2026 | Not published | 7 statesAZ, CO, HI, OH, TN, TX, UT |
| HomeAbroad | DSCR rental | Not published | 75% | From $100K | Based in NYNo state list published, so listed in its home state |
| HouseMax Funding | Fix and flipBridgeDSCR rentalHard money | 640 | Not published | From $85K | NationwideSays “A direct private lender ... delivering tailored real estate financing ” |
| Kayak Capital | Fix and flipBridgeHard money | Not published | Not published | Not published | 2 statesAZ, SC |
| Kenwood Mortgage Investments Disclosure: LenderTracker’s creator is an MLO here (doesn’t own it). Details | Fix and flipBridgeHard moneyGround-up | Not published | 80% | $50K to $25M | AZ onlyLender’s website lists 1 state |
| Kiavi | DSCR rentalFix and flipBridge | Not published | 80% | $75K to $5M | Nationwide49 states + DC published |
| LendingOne | DSCR rentalFix and flipBridge | Not published | 80% | $85K to $3M | Nationwide46 states + DC published |
| Lima One Capital | DSCR rentalFix and flipBridge | Not published | 80% | $100K to $5M | Nationwide46 states + DC published |
| LM2 Investment Group | Fix and flipHard money | Not published | Not published | Not published | AZ onlyLender’s website lists 1 state |
| Longleaf Lending | DSCR rentalFix and flipBridge | 640 | 80% | $75K to $2M | NationwideAll 50 states + DC published |
| Lower Towns, LLC | Fix and flipBridgeHard moneyGround-up | Not published | Not published | $50K to $250K | Based in TNNo state list published, so listed in its home state |
| Metro Private Lending | Fix and flipBridgeHard moneyGround-up | Not published | Not published | Not published | Based in AZNo state list published, so listed in its home state |
| Mission Funding | Fix and flipBridgeHard money | Not published | Not published | Not published | Based in TNNo state list published, so listed in its home state |
| New Silver | DSCR rentalFix and flip | 650 | 80% | $100K to $5M | NationwideAll 50 states + DC published |
| Newfi | DSCR rental | 640 | 80% | Not published | Based in CANo state list published, so listed in its home state |
| Noble Mortgage | Fix and flipHard money | 650 | Not published | $50K to $2M | Based in TXNo state list published, so listed in its home state |
| Park Place Finance | DSCR rentalFix and flipBridge | 660 | 85% | $100K to $5M | Nationwide46 states published |
| Premium Lending LLC | Fix and flipBridgeHard money | Not published | Not published | Not published | Based in AZNo state list published, so listed in its home state |
| Prime Plus Mortgages | DSCR rentalFix and flipBridgeHard money | Not published | Not published | Not published | Based in AZNo state list published, so listed in its home state |
| Quick Source Capital LLC | Fix and flipBridgeHard money | Not published | Not published | Not published | Based in AZNo state list published, so listed in its home state |
| Rain City Capital | DSCR rentalFix and flipHard money | Not published | Not published | Not published | Nationwide24 states + DC published |
| RCN Capital | DSCR rentalFix and flipBridge | 650 | 80% | $70K to $3M | NationwideSays “A nationwide, private direct lender” |
| Rehab Financial Group | Fix and flipHard moneyDSCR rental | 640 | Not published | $100K to $1.25M | Nationwide18 states published |
| REI Capital, LLC of Tennessee | Fix and flipBridgeHard moneyGround-up | Not published | Not published | Not published | 2 statesMS, TN |
| Roc Capital | DSCR rentalFix and flipBridge | 660 | 80% | $50K to $3M | NationwideSays “Unable to lend in North Dakota, South Dakota and Vermont” |
| Scale Private Capital | Fix and flipHard moneyGround-up | Not published | Not published | Not published | Based in TNNo state list published, so listed in its home state |
| Sharestates | DSCR rentalFix and flipBridge | Not published | Not published | Not published | NationwideSays “Nationwide reach; doesn't do business in AK, MN, NV, ND, SD, OR, UT or” |
| Socotra Capital | Fix and flipBridgeHard money | Not published | Not published | $100K to $20M | NationwideSays “Our equity-based loans are available nationwide” |
| Stratton Equities | DSCR rentalFix and flipBridgeHard money | 600 | 85% | $100K to $5M | NationwideAll 50 states published |
| Streit Lending | BridgeHard moneyGround-up | Not published | Not published | Not published | CA onlyLender’s website lists 1 state |
| SWH Funding, LLC | Hard money | Not published | Not published | Not published | Based in AZNo state list published, so listed in its home state |
| Temple View Capital | DSCR rentalFix and flipBridge | 660 | 80% | $55K to $6M | Based in MDNo state list published, so listed in its home state |
| theLender | DSCR rental | Not published | Not published | $100K to $3.5M | Nationwide48 states + DC published |
| Truss Financial Group | DSCR rentalFix and flipBridge | 620 | Not published | Not published | Based in CANo state list published, so listed in its home state |
| Upright | DSCR rentalFix and flipBridge | 660 | 80% | $100K to $3M | Nationwide39 states published |
| Vaster | BridgeHard moneyDSCR rental | Not published | 65% | Not published | 2 statesFL, NY |
| Velocity Mortgage Capital | DSCR rentalBridge | Not published | Not published | Not published | NationwideSays “Nationwide Coverage” |
| Versara Capital | Fix and flipHard money | Not published | Not published | Not published | 5 statesAL, AZ, GA, NC, TX |
| Visio Lending | DSCR rental | 680 | 85% | Not published | Based in TXNo state list published, so listed in its home state |
“Not published” means the lender doesn’t show that figure on its website. We never guess. Figures are as of the Checked date on each row unless a different date is shown.
Why investors use LenderTracker
1
Straight from the lender
Every number comes from the lender’s own site or emails, linked and dated. If they don’t publish it, we say so.
2
Rechecked and logged
We revisit each lender’s pages and log every change, so you’re not working from last year’s rate sheet.
3
No pay to rank
Lenders are listed A to Z for free. Any future paid placement will always say “Featured (paid)”.
What changed lately
- Kiavi: Advertised starting rate changed from Not published to Starting at 6.25% · DSCR rental.
- Kiavi: Advertised starting rate changed from Not published to Starting at 8.25% · Fix and flip / bridge.
- RCN Capital: Advertised starting rate changed from Not published to Starting at 6.00% · Long-term rental (DSCR).
Common questions
Is LenderTracker free?
Yes. It’s free for investors, and every lender gets a free listing based on its public terms.
Where do the numbers come from?
Only from each lender’s own website or marketing emails, with the date of each figure. “Not published” means the lender doesn’t show it. We never estimate.
What is the lowest minimum credit score lenders publish?
30 of the 74 lenders publish a minimum credit score. The lowest published is 600. Most minimums apply to one program only, so check the lender page.
Does LenderTracker get paid by lenders?
Not today. Later, lenders can buy a flat-fee featured spot that is always labeled “Featured (paid)”. It never changes anyone’s data or the A to Z order, and there are never per-loan or per-lead fees.