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Prime Plus Mortgages: investor loan terms

What Prime Plus Mortgages publishes about its dscr / rental, fix & flip, bridge, hard money loans, with links to every source.

LenderTracker is an independent directory. Its founder is a licensed mortgage loan originator (MLO) with Kenwood Mortgage Investments, a lender listed on this site. We don't broker loans, don't take per-loan or per-lead fees, and don't rank lenders for pay. Terms change often: confirm everything with the lender. Full disclosure.

Last updated

Summary of published terms

Loan types
DSCR / rentalFix & flipBridgeHard money
Channel
Direct to investors
Min FICO (lowest stated)
Not published
Max purchase LTV
Not published
Max cash-out LTV
Not published
Min DSCR
Not published
Loan size
Not published
Prepayment penalty
No prepayment penalty
Arizona / Tennessee
Headquartered in Arizona (no published state list)
Short-term rentals
—
Foreign nationals
—
Coverage
No published state list or nationwide statement; listed in its headquarters state: Arizona (HQ: 7137 E Rancho Vista Dr. Ste B05, Scottsdale, AZ 85251)
Checked 2026-10-17: Says it lends "Phoenix to Tucson and Across Arizona" but not Arizona-only; HQ from site footer. With no published state list and no nationwide statement, it is listed in its headquarters state (AZ) under our coverage rule. HQ from the lender's own website.
Source: www.primeplusmortgages.com/, checked October 17, 2026

Note: Investment property only (no owner-occupied). Shares a street address with Kayak Capital. License shown on site: AZ BK-0941773, NMLS 1602950.

Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.

Terms published on the lender’s website

Read from Prime Plus Mortgages’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. “States” lists the states that program names; a rate only counts toward a state page when its program names that state. Anything not shown here was not published.

TermPublished valueStates namedAs of
Advertised rateStarting at 10.99%AZOctober 17, 2026
Max LTVUp to 90% LTV (asset-based loans)AZOctober 17, 2026
Min FICONo minimumAZOctober 17, 2026
PrepaymentNo prepayment penaltyAZOctober 17, 2026

Program details

No program-level terms published on the pages we checked.