Last updated
Summary of published terms
- Loan types
- Fix & flipBridgeHard moneyGround-up construction
- Channel
- Direct to investors
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- Not published
- Max cash-out LTV
- Not published
- Min DSCR
- Not published
- Loan size
- Not published
- Prepayment penalty
- No prepayment penalty
- Arizona / Tennessee
- Lends in Tennessee
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- Publishes its full state list: Mississippi, Tennessee
Site: "Serving Memphis Metro & North Mississippi". Published list of 2 states.
Source: reicapitaltn.com/, checked October 17, 2026
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Terms published on the lender’s website
Read from REI Capital, LLC of Tennessee’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. “States” lists the states that program names; a rate only counts toward a state page when its program names that state. Anything not shown here was not published.
| Term | Published value | States named | As of |
|---|---|---|---|
| Advertised rate Fix & flip | From 11.99% | TN, MS | October 17, 2026 |
| Max loan Fix & flip | Up to 100% of project; 3–12 months | TN, MS | October 17, 2026 |
| Advertised rate Rehab refinance | From 11.99%; max 80% of ARV | TN, MS | October 17, 2026 |
| Advertised rate Construction | From 10.99%; up to 100% of cost | TN, MS | October 17, 2026 |
Program details
No program-level terms published on the pages we checked.