Last updated
Summary of published terms
- Loan types
- Hard money
- Channel
- Direct to investors
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- Not published
- Max cash-out LTV
- Not published
- Min DSCR
- Not published
- Loan size
- Not published
- Prepayment penalty
- Not published
- Arizona / Tennessee
- Headquartered in Arizona (no published state list)
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- No published state list or nationwide statement; listed in its headquarters state: Arizona (HQ: 1703 E Bethany Home Rd, Phoenix, AZ 85016)
Checked 2026-10-17: No state list or nationwide statement; terms page is Phoenix Metro. With no published state list and no nationwide statement, it is listed in its headquarters state (AZ) under our coverage rule. HQ from the lender's own website.
Source: www.swhfunding.com/, checked October 17, 2026
Note: Short-term, asset-based loans to professional investors; funding since 1999. License shown on site: NMLS 1442779, AZ BK-1008250.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Terms published on the lender’s website
Read from SWH Funding, LLC’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. “States” lists the states that program names; a rate only counts toward a state page when its program names that state. Anything not shown here was not published.
| Term | Published value | States named | As of |
|---|---|---|---|
| Published rate | 12.9% (published rate, Phoenix metro single family; 14% mobile home or rural) | AZ | October 17, 2026 |
| Down payment | 15% (single family) / 20% (mobile home or rural) | AZ | October 17, 2026 |
| Fees | One-time $950 fee, no points | AZ | October 17, 2026 |
Program details
No program-level terms published on the pages we checked.