Last updated
Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridgeHard moneyGround-up construction
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 660
- Max purchase LTV
- 80%
- Max cash-out LTV
- 75%
- Min DSCR
- 1x
- Loan size
- From $75K
- Prepayment penalty
- DSCR: 5/4/3/2/1. Fix-and-flip: none.
- Arizona / Tennessee
- Headquartered in Tennessee (no published state list)
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- No published state list or nationwide statement; listed in its headquarters state: Tennessee (HQ: 4435 Summer Avenue, Memphis, TN 38122)
Checked 2026-10-17: No state list (title mentions Memphis & Birmingham). With no published state list and no nationwide statement, it is listed in its headquarters state (TN) under our coverage rule. HQ from the lender's own website.
Source: corelendfinancial.com/, checked October 17, 2026
Note: Summary fields (FICO, LTV, DSCR, min loan) are from the DSCR program. Site title names Memphis and Birmingham. License shown on site: NMLS 1818623.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Terms published on the lender’s website
Read from CoreLend Financial’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. “States” lists the states that program names; a rate only counts toward a state page when its program names that state. Anything not shown here was not published.
| Term | Published value | States named | As of |
|---|---|---|---|
| Published rate DSCR | Most loans currently 6.5–7.75% (published range) | TN | October 17, 2026 |
| Max LTV DSCR | 80% (75% cash-out) | TN | October 17, 2026 |
| Min FICO DSCR | 660 | TN | October 17, 2026 |
| Min DSCR DSCR | 1.0 | TN | October 17, 2026 |
| Min loan DSCR | $75,000 | TN | October 17, 2026 |
| Origination DSCR | 3% | TN | October 17, 2026 |
| Max leverage Fix & flip | Up to 100% of purchase + rehab, max 75% of ARV; no prepay | TN | October 17, 2026 |
| Origination Construction | 5%; up to 75% of ARV | TN | October 17, 2026 |
| Published rate Transactional | 1% per month (published rate) | TN | October 17, 2026 |
Program details
No program-level terms published on the pages we checked.