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B.E. Lending: investor loan terms

What B.E. Lending publishes about its fix & flip, bridge, hard money loans, with links to every source.

LenderTracker is an independent directory. We don't broker loans, don't take per-loan or per-lead fees, and don't rank lenders for pay. Terms change often: confirm everything with the lender. Full disclosure.

Summary of published terms

Loan types
Fix & flipBridgeHard money
Channel
Direct and wholesale
Min FICO (lowest stated)
Not published
Max purchase LTV
Not published
Max cash-out LTV
Not published
Min DSCR
Not published
Loan size
Not published
Prepayment penalty
Not published
Arizona / Tennessee
Lends in Arizona; Lends in Tennessee
Short-term rentals
—
Foreign nationals
—
Coverage
Phoenix, AZ office; lender email says it lends in Tennessee.

Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.

Terms from the lender’s marketing emails

Pulled from B.E. Lending’s own mass-marketing emails, each with the date it was published. Advertised rates are “starting at” floors unless marked as a range, not quotes. Anything not shown here was not published.

Historical, not current pricing

These figures are more than 180 days old. Shown for the record only. Don’t rely on them as current terms.

TermPublished valueAs of
Rehab holdbackconstruction draw allowance $270k on a deal funded $539k at acquisition (single case study)May 13, 2025