Versara Capital: investor loan terms

Summary of published terms

Loan types

Fix & flipHard money

Channel

Direct to investors

Min FICO (lowest stated)

Not published

Max purchase LTV

Not published

Max cash-out LTV

Not published

Min DSCR

Not published

Loan size

Not published

Prepayment penalty

Not published

Arizona / Tennessee

Lends in Arizona

Short-term rentals

—

Foreign nationals

—

Coverage

Publishes its full state list: Alabama, Arizona, Georgia, North Carolina, Texas
Service areas: "Arizona, Texas, North Carolina, Georgia, and Alabama". Published list of 5 states.
Source: versaracapital.com/arizona/, checked October 17, 2026

Note: Also has rental, commercial and manufactured-home programs. License shown on site: BK #0944451.

Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.

Terms published on the lender’s website

Read from Versara Capital’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. “States” lists the states that program names; a rate only counts toward a state page when its program names that state. Anything not shown here was not published.

Program details

No program-level terms published on the pages we checked.