Key terms
- Min credit score
- Not published
- Max purchase LTV
- Not published
- Loan size
- Not published
- Starting rate
- Not published
- Max cash-out LTV
- Not published
- Min DSCR
- Not published
- Short-term rentals
- Not published
- Foreign nationals
- Not published
- Prepayment penalty
- Not published
- How they work
- Direct to investors
“Not published” means the lender doesn’t show that figure on its website. We never guess. Summary figures use the lender’s rental (DSCR) program where it has one, otherwise its bridge program. Loan size spans all programs.
Note: Rate not published. Site says it lends its own capital (“As we lend our capital, decision-making is streamlined”) and also takes broker submissions. Also offers JV programs. License shown on site: AZ Mortgage Banker BK-1046952.
Where they lend
No published state list or nationwide statement; listed in its home state: Arizona
Checked 2026-10-17: Site: “Metro Private Lending, a Phoenix-based private money lender, unlocks financing opportunities for Arizona borrowers”. No state list or nationwide statement, so it is listed in its headquarters state (AZ) under our coverage rule. HQ city from the lender’s own website (no street address published).
Source: metroprivatelending.com/
Arizona and Tennessee: Based in Arizona (no published state list)
Terms on the lender’s website
Read from Metro Private Lending’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. A rate only counts toward a state page when its program names that state.
| Term | Published value | States named | As of |
|---|---|---|---|
| Min FICO | No minimum credit score or income requirement (asset-based) | AZ | Oct 17, 2026 |
Sources and change history
Pages we read
Checked October 17, 2026. Terms change often, so confirm directly with Metro Private Lending before you apply.
Change history
No term changes logged yet for this lender.
Similar lenders
Lenders that work in the same states with overlapping loan types.