Last updated
Summary of published terms
- Loan types
- Fix & flipBridgeHard money
- Channel
- Direct to investors (holds an AZ mortgage broker license)
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- Not published
- Max cash-out LTV
- Not published
- Min DSCR
- Not published
- Loan size
- From $10K
- Prepayment penalty
- Not published
- Arizona / Tennessee
- Headquartered in Arizona (no published state list)
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- No published state list or nationwide statement; listed in its headquarters state: Arizona (HQ: 1345 E. Chandler Blvd. Ste. 119, Phoenix, AZ 85048)
Checked 2026-10-17: Site: "Serving The State of Arizona" (not stated as Arizona-only). With no published state list and no nationwide statement, it is listed in its headquarters state (AZ) under our coverage rule. HQ from the lender's own website.
Source: hd-lending.com/, checked October 17, 2026
Note: Rate not published. Also makes owner-occupied loans and rental/commercial loans. License shown on site: AZ MB #1041017, NMLS 2335096.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Terms published on the lender’s website
Read from HD Lending’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. “States” lists the states that program names; a rate only counts toward a state page when its program names that state. Anything not shown here was not published.
| Term | Published value | States named | As of |
|---|---|---|---|
| Max leverage Fix & flip | Up to 90% of purchase price and 100% of rehab costs | AZ | October 17, 2026 |
| Loan size | $10,000 to $1,000,000+ | AZ | October 17, 2026 |
| Min FICO | No minimum | AZ | October 17, 2026 |
Program details
No program-level terms published on the pages we checked.