Last updated
Summary of published terms
- Loan types
- DSCR / rental
- Channel
- Wholesale capital partners (describes itself as direct-to-wholesale)
- Min FICO (lowest stated)
- 660
- Max purchase LTV
- 85%
- Max cash-out LTV
- 80%
- Min DSCR
- No-minimum-DSCR option
- Loan size
- $75K–$10M
- Prepayment penalty
- Not published
- Arizona / Tennessee
- Nationwide lender: on the nationwide list, not on state pages
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- Nationwide (more than 10 states, or says nationwide): All 50 states
About page: "Serving investment properties in all 50 U.S. states" and "Service Footprint: All 50 U.S. states, subject to program availability." HQ Brentwood, TN.
Source: getbrickcapital.com/about, checked October 17, 2026
Note: Works with "multiple wholesale capital partners" rather than one rate sheet, so it may place loans with other lenders. 85% purchase LTV requires 740+ FICO and 80% cash-out applies in select states. $10M max is for its larger DSCR path. Rate not published. HQ Brentwood, TN.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Terms published on the lender’s website
Read from Get Brick Capital’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. “States” lists the states that program names; a rate only counts toward a state page when its program names that state. Anything not shown here was not published.
| Term | Published value | States named | As of |
|---|---|---|---|
| Min FICO DSCR | 660 | Not named | October 17, 2026 |
| Min loan DSCR | $75,000 (min property value $100,000) | Not named | October 17, 2026 |
| Max LTV DSCR | Up to 85% LTR purchase (740+ FICO, select states); up to 80% cash-out (select states) | Not named | October 17, 2026 |
| Max loan DSCR | Up to $10 million; no minimum DSCR ratio requirement | Not named | October 17, 2026 |
Program details
No program-level terms published on the pages we checked.