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10 lenders we track say they lend in Arizona and offer short-term, asset-based loans (lenders tagged hard money or bridge). This list only includes lenders that name Arizona on their website or in their own marketing. It’s a starting point for comparison, not a recommendation. Terms change often, so confirm everything with the lender.
10 lenders · data checked October 16, 2026
More in Arizona: All Arizona lenders (12) · Arizona DSCR lenders (8) · Arizona fix-and-flip lenders (9)
| Lender | Loan types | Advertised rate (“starting at”) | Max purchase LTV | Min FICO | Loan size | State coverage source |
|---|---|---|---|---|---|---|
| Active Funding GroupDirect to investors | Hard money | Not published | Not published | Not published | Not published | Lender’s own marketing |
| B.E. LendingDirect and wholesale | Fix & flipBridgeHard money | Not published | Not published | Not published | Not published | Lender’s own marketing |
| Capital Fund 1Direct and wholesale | DSCR / rentalFix & flipBridgeHard money | Not published | Not published | Not published | Not published | Lender’s own marketing |
| Dominion Financial ServicesDirect to investors | DSCR / rentalBridge | Not published | 80%checked October 16, 2026 | 640checked October 16, 2026 | Not published | Lender’s website |
| Hilton Financial CorporationNot published | Fix & flipBridgeHard money | Not published | 69%as of October 13, 2026 | Not published | Not published | Lender’s own marketing |
| Kenwood Mortgage InvestmentsDirect to investors Disclosure: LenderTracker’s creator is an MLO here (doesn’t own it). Details | Fix & flipBridgeHard moneyGround-up construction | Not published | 80%checked October 16, 2026 | Not published | $50K–$25Mchecked October 16, 2026 | Lender’s website |
| LendingOneDirect to investors | DSCR / rentalFix & flipBridge | Not published | 80%checked October 16, 2026 | Not published | $85K–$3Mchecked October 16, 2026 | Lender’s website |
| Lima One CapitalDirect to investors | DSCR / rentalFix & flipBridge | Not published | 80%checked October 16, 2026 | Not published | $100K–$5Mchecked October 16, 2026 | Lender’s website |
| Longleaf LendingDirect to investors | DSCR / rentalFix & flipBridge | Not published | 80%checked October 16, 2026 | 640checked October 16, 2026 | $75K–$2Mchecked October 16, 2026 | Lender’s website |
| Rain City CapitalDirect to investors | DSCR / rentalFix & flipHard money | Not published | Not published | Not published | Not published | Lender’s own marketing |
Rates are advertised “starting at” floors from the lender’s own published materials, not quotes, each shown with the date it was published. “Not published” means we didn’t find that figure on the lender’s site or in its marketing. We never estimate. Figures without an email date come from the lender’s website on the date checked. Lenders that say “nationwide” without listing states aren’t included, because their coverage is unknown. Lenders are listed alphabetically and no placement is paid. How we collect data.
3 more lenders we’re watching in Arizona (no published terms)
These lenders exist and offer the loan types shown (we checked their websites), but haven’t published terms we can show yet. We don’t show any terms for them. Contact them directly for pricing.
- A & A Funding Corp.AZ Hard money, Bridge
- Boomerang Capital PartnersAZTN Fix & flip, Hard money
- Phoenix Hard MoneyAZ Fix & flip, Hard money
Before you apply
Give each lender the same scenario (property address, price or value, rehab budget or rent, credit score, loan amount, exit plan) and compare written term sheets: rate, points, fees, max LTV or LTC, reserves and any prepayment penalty. Business-purpose lending rules vary by state, so confirm the lender can close in Arizona for your property type.
Arizona hard money lender FAQ
How many hard money lenders lend in Arizona?
10 lenders we track say on their own website or in their own marketing that they lend in Arizona and offer short-term, asset-based loans (lenders tagged hard money or bridge): Active Funding Group, B.E. Lending, Capital Fund 1, Dominion Financial Services, Hilton Financial Corporation, Kenwood Mortgage Investments, LendingOne, Lima One Capital, Longleaf Lending and Rain City Capital. Lenders that only say “nationwide” without listing states aren’t counted, because their coverage is unknown. We’re also watching 3 more that haven’t published terms. Disclosure: LenderTracker’s creator is a licensed MLO with Kenwood Mortgage Investments (doesn’t own it); it’s listed like every other lender.
What is the lowest minimum credit score hard money lenders in Arizona publish?
2 of the 10 hard money lenders publish a minimum credit score. The lowest published minimum is 640 (Dominion Financial Services and Longleaf Lending). 8 don’t publish one on the pages we checked. A lender’s lowest minimum often applies to only one program, so check the program details.
What is the highest purchase LTV hard money lenders in Arizona publish?
The highest published max purchase LTV is 80% (Dominion Financial Services, Kenwood Mortgage Investments, LendingOne, Lima One Capital and Longleaf Lending). 6 of the 10 publish a max purchase LTV. Maximums usually depend on credit score, experience and property type. Disclosure: LenderTracker’s creator is a licensed MLO with Kenwood Mortgage Investments (doesn’t own it); it’s listed like every other lender.
What loan sizes do hard money lenders in Arizona offer?
Among lenders that publish loan sizes, the smallest published minimum loan is $50K (Kenwood Mortgage Investments) and the largest published maximum is $25M (Kenwood Mortgage Investments). Disclosure: LenderTracker’s creator is a licensed MLO with Kenwood Mortgage Investments (doesn’t own it); it’s listed like every other lender.
Do hard money lenders in Arizona publish interest rates?
None of the 10 hard money lenders has published a current advertised starting rate that we’ve found (we treat anything older than 180 days as historical). Expect to request a written term sheet for your scenario.
Does LenderTracker get paid to list or rank these lenders?
No. Lenders are listed alphabetically, no placement is paid, and LenderTracker takes no per-loan or per-lead fees. Our disclosure page explains who runs the site and any relationships.