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9 lenders we track say they lend in Tennessee and offer short-term, asset-based loans (lenders tagged hard money or bridge). This list only includes lenders that name Tennessee on their website or in their own marketing. It’s a starting point for comparison, not a recommendation. Terms change often, so confirm everything with the lender.
9 lenders · data checked October 16, 2026
More in Tennessee: All Tennessee lenders (12) · Tennessee DSCR lenders (10) · Tennessee fix-and-flip lenders (9)
| Lender | Loan types | Advertised rate (“starting at”) | Max purchase LTV | Min FICO | Loan size | State coverage source |
|---|---|---|---|---|---|---|
| B.E. LendingDirect and wholesale | Fix & flipBridgeHard money | Not published | Not published | Not published | Not published | Lender’s own marketing |
| Capital Fund 1Direct and wholesale | DSCR / rentalFix & flipBridgeHard money | Not published | Not published | Not published | Not published | Lender’s own marketing |
| Dominion Financial ServicesDirect to investors | DSCR / rentalBridge | Not published | 80%checked October 16, 2026 | 640checked October 16, 2026 | Not published | Lender’s website |
| Hilton Financial CorporationNot published | Fix & flipBridgeHard money | Not published | 69%as of October 13, 2026 | Not published | Not published | Lender’s own marketing |
| LendingOneDirect to investors | DSCR / rentalFix & flipBridge | Not published | 80%checked October 16, 2026 | Not published | $85K–$3Mchecked October 16, 2026 | Lender’s website |
| Lima One CapitalDirect to investors | DSCR / rentalFix & flipBridge | Not published | 80%checked October 16, 2026 | Not published | $100K–$5Mchecked October 16, 2026 | Lender’s website |
| Longleaf LendingDirect to investors | DSCR / rentalFix & flipBridge | Not published | 80%checked October 16, 2026 | 640checked October 16, 2026 | $75K–$2Mchecked October 16, 2026 | Lender’s website |
| Rain City CapitalDirect to investors | DSCR / rentalFix & flipHard money | Not published | Not published | Not published | Not published | Lender’s own marketing |
| Rehab Financial GroupDirect to investors | Fix & flipHard moneyDSCR / rental | Not published | Not published | 640checked October 16, 2026 | $100K–$1.25Mchecked October 16, 2026 | Lender’s website |
Rates are advertised “starting at” floors from the lender’s own published materials, not quotes, each shown with the date it was published. “Not published” means we didn’t find that figure on the lender’s site or in its marketing. We never estimate. Figures without an email date come from the lender’s website on the date checked. Lenders that say “nationwide” without listing states aren’t included, because their coverage is unknown. Lenders are listed alphabetically and no placement is paid. How we collect data.
1 more lender we’re watching in Tennessee (no published terms)
These lenders exist and offer the loan types shown (we checked their websites), but haven’t published terms we can show yet. We don’t show any terms for them. Contact them directly for pricing.
- Boomerang Capital PartnersAZTN Fix & flip, Hard money
Before you apply
Give each lender the same scenario (property address, price or value, rehab budget or rent, credit score, loan amount, exit plan) and compare written term sheets: rate, points, fees, max LTV or LTC, reserves and any prepayment penalty. Business-purpose lending rules vary by state, so confirm the lender can close in Tennessee for your property type.
Tennessee hard money lender FAQ
How many hard money lenders lend in Tennessee?
9 lenders we track say on their own website or in their own marketing that they lend in Tennessee and offer short-term, asset-based loans (lenders tagged hard money or bridge): B.E. Lending, Capital Fund 1, Dominion Financial Services, Hilton Financial Corporation, LendingOne, Lima One Capital, Longleaf Lending, Rain City Capital and Rehab Financial Group. Lenders that only say “nationwide” without listing states aren’t counted, because their coverage is unknown. We’re also watching 1 more that haven’t published terms.
What is the lowest minimum credit score hard money lenders in Tennessee publish?
3 of the 9 hard money lenders publish a minimum credit score. The lowest published minimum is 640 (Dominion Financial Services, Longleaf Lending and Rehab Financial Group). 6 don’t publish one on the pages we checked. A lender’s lowest minimum often applies to only one program, so check the program details.
What is the highest purchase LTV hard money lenders in Tennessee publish?
The highest published max purchase LTV is 80% (Dominion Financial Services, LendingOne, Lima One Capital and Longleaf Lending). 5 of the 9 publish a max purchase LTV. Maximums usually depend on credit score, experience and property type.
What loan sizes do hard money lenders in Tennessee offer?
Among lenders that publish loan sizes, the smallest published minimum loan is $75K (Longleaf Lending) and the largest published maximum is $5M (Lima One Capital).
Do hard money lenders in Tennessee publish interest rates?
None of the 9 hard money lenders has published a current advertised starting rate that we’ve found (we treat anything older than 180 days as historical). Expect to request a written term sheet for your scenario.
Does LenderTracker get paid to list or rank these lenders?
No. Lenders are listed alphabetically, no placement is paid, and LenderTracker takes no per-loan or per-lead fees. Our disclosure page explains who runs the site and any relationships.