--- title: "Metro Private Lending Loan Terms (2026) | LenderTracker" description: "Metro Private Lending investor loan terms as published. Fix and flip, Bridge, Hard money, Ground-up loans. Sourced from the lender’s own site." canonical: https://lendertracker.com/lenders/metro-private-lending/ last_updated: 2026-10-17 content_signal: "search=yes, ai-input=yes, ai-train=yes" --- Canonical URL: (this is the Markdown version of that page). Last updated October 17, 2026. # Metro Private Lending What Metro Private Lending publishes about its fix and flip, bridge, hard money, ground-up loans, with links to every source. Fix and flip, Bridge, Hard money, Ground-up **Where they lend:** Based in Arizona (no state list published) · **Checked** Oct 17, 2026 Who runs this: Alex English, a [licensed MLO with Kenwood Mortgage Investments](https://lendertracker.com/disclosure/) (listed here like every other lender, with no special placement), who also makes business-purpose private loans. LenderTracker takes no per-loan or per-lead fees. [Full disclosure](https://lendertracker.com/disclosure/). ## Key terms - **Min credit score:** Not published - **Max purchase LTV:** Not published - **Loan size:** Not published - **Starting rate:** Not published - **Max cash-out LTV:** Not published - **Min DSCR:** Not published - **Short-term rentals:** Not published - **Foreign nationals:** Not published - **Prepayment penalty:** Not published - **How they work:** Direct to investors “Not published” means the lender doesn’t show that figure on its website. We never guess. Summary figures use the lender’s rental (DSCR) program where it has one, otherwise its bridge program. Loan size spans all programs. **Note:** Rate not published. Site says it lends its own capital (“As we lend our capital, decision-making is streamlined”) and also takes broker submissions. Also offers JV programs. License shown on site: AZ Mortgage Banker BK-1046952. ## Where they lend **No published state list or nationwide statement; listed in its home state**: Arizona Checked 2026-10-17: Site: “Metro Private Lending, a Phoenix-based private money lender, unlocks financing opportunities for Arizona borrowers”. No state list or nationwide statement, so it is listed in its headquarters state (AZ) under our coverage rule. HQ city from the lender’s own website (no street address published). Source: [metroprivatelending.com/](https://metroprivatelending.com/) Arizona and Tennessee: Based in Arizona (no published state list) ## Terms on the lender’s website Read from Metro Private Lending’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. A rate only counts toward a state page when its program names that state. | Term | Published value | States named | As of | |---|---|---|---| | Min FICO | No minimum credit score or income requirement (asset-based) | AZ | Oct 17, 2026 | ## Sources and change history ### Pages we read - [metroprivatelending.com/](https://metroprivatelending.com/) Checked October 17, 2026. Terms change often, so confirm directly with Metro Private Lending before you apply. ### Change history No term changes logged yet for this lender. [Full change log](https://lendertracker.com/changes/) ### See something out of date? Borrowers and lenders can report updated terms. [Report terms](https://lendertracker.com/suggest-a-lender/?lender=metro-private-lending) ### Compare on these lists - [All Arizona lenders](https://lendertracker.com/arizona-lenders/) - [Arizona hard money lenders](https://lendertracker.com/arizona-hard-money-lenders/) - [Arizona fix-and-flip lenders](https://lendertracker.com/arizona-fix-and-flip-lenders/) - [Fix and flip lenders](https://lendertracker.com/fix-and-flip-lenders/) - [Bridge lenders](https://lendertracker.com/bridge-lenders/) - [Hard money lenders](https://lendertracker.com/hard-money-lenders/) ## Similar lenders Lenders that work in the same states with overlapping loan types. - [**Clear Mortgage**2 statesFix and flipBridgeHard moneyGround-up](https://lendertracker.com/lenders/clear-mortgage/) - [**Hanson Capital Lending**4 states · Up to 80% LTVFix and flipBridgeHard moneyGround-up](https://lendertracker.com/lenders/hanson-capital-lending/) - [**Kenwood Mortgage Investments**AZ only · Up to 80% LTVFix and flipBridgeHard moneyGround-up](https://lendertracker.com/lenders/kenwood-mortgage-investments/) - [**42 Solutions**Based in AZFix and flipBridgeHard money](https://lendertracker.com/lenders/42-solutions/) - [**B.E. Lending**Based in AZFix and flipBridgeHard money](https://lendertracker.com/lenders/be-lending/) - [**Capital Fund 1**AZ only · Min credit 620 · Up to 80% LTVDSCR rentalFix and flipBridgeHard money](https://lendertracker.com/lenders/capital-fund-1/) Information on LenderTracker is for general research only and is not lending, legal, tax or investment advice. Not an offer or commitment to lend. Lender names and trademarks belong to their owners. © 2026 LenderTracker. --- Disclosure: LenderTracker is created by Alex English, a licensed real estate agent and a licensed mortgage loan originator (MLO) with Kenwood Mortgage Investments (Alex doesn't own it; it is listed like every other lender, with no special placement). Alex also makes business-purpose private money loans. None of Alex's own private lending entities are listed. LenderTracker takes no per-loan or per-lead fees and does not broker loans. Full disclosure: https://lendertracker.com/disclosure/