---
title: "Hanson Capital Lending Loan Terms (2026) | LenderTracker"
description: "Hanson Capital Lending investor loan terms: up to 80% LTV, loans From $50K. Fix & flip, Bridge, Hard money, Ground-up construction loans."
canonical: https://lendertracker.com/lenders/hanson-capital-lending/
last_updated: 2026-10-17
content_signal: "search=yes, ai-input=yes, ai-train=yes"
---

Canonical URL: <https://lendertracker.com/lenders/hanson-capital-lending/> (this is the Markdown version of that page). Last updated October 17, 2026.

# Hanson Capital Lending: investor loan terms

What Hanson Capital Lending publishes about its fix & flip, bridge, hard money, ground-up construction loans, with links to every source.

LenderTracker is an independent directory. Its founder is a [licensed mortgage loan originator (MLO) with Kenwood Mortgage Investments](https://lendertracker.com/disclosure/), a lender listed on this site. We don't broker loans, don't take per-loan or per-lead fees, and don't rank lenders for pay. Terms change often: confirm everything with the lender. [Full disclosure](https://lendertracker.com/disclosure/).

## Summary of published terms

- **Loan types:** Fix & flip, Bridge, Hard money, Ground-up construction
- **Channel:** Direct to investors
- **Min FICO (lowest stated):** Not published
- **Max purchase LTV:** 80%
- **Max cash-out LTV:** 75%
- **Min DSCR:** Not published
- **Loan size:** From $50K
- **Prepayment penalty:** No prepayment penalty on cash-out refinance
- **Arizona / Tennessee:** Lends in Arizona
- **Short-term rentals:** Not published
- **Foreign nationals:** Not published
- **Coverage:** **Publishes its full state list**: Arizona, California, Colorado, Texas  
Homepage: "We Lend in AZ, TX, CA and CO". Published list of 4 states.  
Source: [hclends.com/](https://hclends.com/), checked October 17, 2026

Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.

## Terms published on the lender’s website

Read from Hanson Capital Lending’s own website on the date shown. Advertised rates are “starting at” floors, not quotes. “States” lists the states that program names; a rate only counts toward a state page when its program names that state. Anything not shown here was not published.

| Term | Published value | States named | As of |
|---|---|---|---|
| Advertised rate | Starting at 9.99% (interest only) | AZ, CA, CO, TX | October 17, 2026 |
| Max loan-to-cost · Fix & flip | Up to 85% | AZ, CA, CO, TX | October 17, 2026 |
| Max LTV | Up to 80% purchase / 75% cash-out | AZ, CA, CO, TX | October 17, 2026 |
| Land | Up to 60% of land purchase | AZ, CA, CO, TX | October 17, 2026 |
| Min loan | $50,000 | AZ, CA, CO, TX | October 17, 2026 |
| Points | Typically 0–2 | AZ, CA, CO, TX | October 17, 2026 |
| Term | 6–24 months | AZ, CA, CO, TX | October 17, 2026 |
| Credit | No credit check | AZ, CA, CO, TX | October 17, 2026 |

## Program details

No program-level terms published on the pages we checked.

## Sources

- [hclends.com/](https://hclends.com/)

Checked 2026-10-17. Terms change often. Confirm directly with Hanson Capital Lending before applying.

[Visit Hanson Capital Lending](https://hclends.com/)

### See something out of date?

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[Report terms](https://lendertracker.com/suggest-a-lender/?lender=hanson-capital-lending)

### Compare with similar lenders

- [All Arizona lenders](https://lendertracker.com/arizona-lenders/)
- [Arizona hard money lenders](https://lendertracker.com/arizona-hard-money-lenders/)
- [Arizona fix-and-flip lenders](https://lendertracker.com/arizona-fix-and-flip-lenders/)
- [Fix and flip lenders](https://lendertracker.com/fix-and-flip-lenders/)
- [Bridge lenders](https://lendertracker.com/bridge-lenders/)
- [Hard money lenders by state](https://lendertracker.com/hard-money-lenders/)

Information on LenderTracker is for general research only and is not lending, legal, tax or investment advice. Not an offer or commitment to lend. Lender names and trademarks belong to their owners. © 2026 LenderTracker.

---

Disclosure: LenderTracker is created by Alex English, a licensed real estate agent and a licensed mortgage loan originator (MLO) with Kenwood Mortgage Investments (Alex doesn't own it; it is listed like every other lender, with no special placement). Alex also makes business-purpose private money loans. None of Alex's own private lending entities are listed. LenderTracker takes no per-loan or per-lead fees and does not broker loans. Full disclosure: https://lendertracker.com/disclosure/